The reason for our presenting this important subject is as follows: Recent research has analysed the impact of behavioural factors on the decision to purchase an annuity. This work has shown that behavioural factors can explain the well-known low demand for immediate annuities but this research also identifies an important opportunity in relation to deferred annuities (DA). The research suggests that these factors lead to positive incentives to purchase a DA and that, for longer deferred periods, a DA could be an attractive product for both consumers and insurers.
At the workshop, there will be a keynote presentation from Don Ezra, the leading actuary, author and commentator on retirement solutions and pension fund investment. There will also be a presentation on the above mentioned research and a brief overview of annuity markets. There will then be a panel discussion and a wider debate about this important subject.
Registration and refreshments 8.15-9.00
Seminar and panel discussion 9.00-10.45
Closing comments 10.45-10.50
We hope that you will be able to join us on June 25th.
Cass Business School, Aldersgate site
200 Aldersgate Street, Second floor, London EC1A 4HD, Great Britain (UK)